ACI Universal Online Banker

Built with over 25 years of cash management experience, ACI Universal Online Banker is a sophisticated multi-lingual, multi-country and multi-currency solution that provides users real-time data on account balances and transactions as well as straight-through processing on payments from ACH to SWIFT.

Key benefits

  • Tailored service offerings
    Easily define class of service offerings to deliver end clients the features and functionality and branding they need, in a language they understand all from a single platform. 
  • Personalizable dashboard
    Widgets for account balance, one-click access to detailed information, balance and payment reports, and transaction initiation features.
  • Global payment capabilities
    ACI Universal Online Banker currently supports cross-country and numerous in-country payment types to support businesses around the world.
  • eLearning tools
    Increase knowledge and product proficiency with both clients and bank personnl to maximize your investment and increase product adoption.
  • Interactive information reporting
    Offers end users the ability to format data to meet specific information reporting needs.
  • Marketing campaigns
    Robust target marketing campaign capabilities to help drive cross-sell opportunities.
  • Smooth conversions
    Built-in migration engine to avoid manual migrations and minimize impacts on customer experience.
  • U.S. tax compliance services
    More than 2,000 tax formats for federal, state, and local municipalities.
  • Multi-affiliate banking
    ACI Universal Online Banker allows your organization to offer branded and localized services to represent each of your banking affiliates in a single implementation.
  • Risk Management Features
    Mitigate fraudulent activity and provide visibility into online activities.
  • User experience differentiation
    Offer simplified terminology and payment input screens to address the needs of different market segments.

Additional information

  • Electronic File Delivery – an integrated payables solution

    Bulk file transfer module designed for a client’s transmission of a single file regardless of payment type or currency with the added convenience of a bulk transfer vehicle using the file format right for them

  • Trade Finance

    Go from creating trade instruments such as letters of credit, collections, and open account transactions to payment settlement all from one end to end platform.