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Expert view: the ACI blog

Paul Love

Solutions Consultant

Posted on: Thursday, September 29, 2011

Innovation meets old fashioned banking at EFMA

What better way to spend a glorious late summer's day in Paris, than to be locked in the basement of the Marriott hotel for EFMA Cards & Payments 2011.

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Barry Rhodes

Head of Transaction Banking, EMEA

Posted on: Tuesday, August 23, 2011

Transforming payments into a profitable business

Transaction banking is now receiving the respect it deserves as a sustainable source of revenue and vital customer touch point. In fact, in 2009 global payments revenues were $900 billion – double that of our worldwide airlines.

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Paul Styles

Paul Styles

Product Marketing Manager

Posted on: Wednesday, August 3, 2011

Let us go then, you and I, to Sibos

Sibos once again fast approaches, the programme is largely set and delegates can begin to plan their week in Toronto in some detail.

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Paul Styles

Paul Styles

Product Marketing Manager

Posted on: Wednesday, February 16, 2011

Per Ardua Ad SEPA

SEPA is due to become a full-blown regulatory event once the end-dates are set by legislation. The first reaction to any regulatory change is generally that of ‘response’ – dealing with any required change. And that is often the minimum to achieve compliance.

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Gareth Lodge

Payments Practice, Secura Monde International

Posted on: Monday, January 17, 2011

SEPA - Still engulfing payment agendas?

Another New Year, but still the same old SEPA discussion – when? If? Whilst the industry is inching forward, with the draft of the regulation proposing the migration to SEPA schemes published in Dec 2010, there is still along way to go and the hard work doesn’t stop there for anyone. Based on the conversations that I’m having with clients, there are some points worth remembering.

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Paul Styles

Paul Styles

Product Marketing Manager

Posted on: Thursday, December 16, 2010

On your marks for SEPA

The European Commission has today published proposals for the setting of end dates for the migration from legacy instruments to SEPA credit transfers and direct debits. It’s taken a while but there has now been a ceremonial bowing to the inevitable.

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Louis Blatt

Chief Product Officer

Posted on: Friday, November 19, 2010

Asia Pac moves towards greater economic integration

The APEC (Asia-Pacific Economic Co-operation) 2009 summit upped its efforts last week to strengthen economic integration in the region.

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Paul Styles

Paul Styles

Product Marketing Manager

Posted on: Friday, November 12, 2010

A post-Sibos perspective on SEPA

Against all the odds, SEPA remained an active topic of discussion at Sibos in Amsterdam, with a degree of clarity about the specific issues of migration not usual in the SEPA debates of late. At least the imminent setting of a SEPA migration end date(s) is anticipated - with eagerness or trepidation depending on your point of view and preparedness.

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Paul Styles

Paul Styles

Product Marketing Manager

Posted on: Wednesday, October 27, 2010

What Will it Take to get to SEPA

The challenges of regulation for SEPA were made clear in the "SEPA 2010" session at Sibos today when the European Commission declared that "moving from self-regulation to regulation is not a small step but a major challenge”. In a sense, that sentiment comes as no surprise at all, given how far we've already travelled down the road to SEPA.

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Paul Styles

Paul Styles

Product Marketing Manager

Posted on: Tuesday, October 26, 2010

Can Africa Learn Lessons from SEPA

It's very interesting to see that Southern Africa plans a SEPA-style payments harmonisation and that they consider that learning from the experience in Europe could be very useful. Something that immediately springs to mind is to treat self-regulation with caution. In Europe, we are now actively seeking regulatory intervention to set an end date for the withdrawal of the legacy payment instruments as the SEPA initiative feels as though it is stalled without that. Self-regulation simply did not deliver.

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